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The life of a mountain Mommy, staring Cole & Tyler

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We4do4H - > The life of a mountain Mommy, staring Cole & Tyler -> The dreaded budget for July
The dreaded budget for July

The month is almost over and it's time to tally up the budget for July.  Brian and I were talking about it over the weekend, he said he was glad I was trying to get us on a budget and figure out where all our money goes, but I didn't tell him any other details about the spending. I said I'd show him at the end of the month.   Our grocery & extra splurge stuff spending as just over $1300 for the month, over $300 for lunches/dinners for the month, $380 in gas, then the almighty $3,000 for utilities/mortgage, etc. bills.  For a grand total of just over $5,000 for the whole month.  That's alot of money when you think about it.  Especially when you think that we don't always have that much coming in every month.  Looking at the spreadsheet I realized I have all the bills in the wrong month, everything is written a month ahead, i.e. I put the august house pymt in the july column. Oops, guess I'd better fix those things.

 

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posted by We4do4H on Tuesday, July 29, 2008 at 10:38 AM
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posted by bushelandapeck on Aug 3, 2008 at 09:56 PM

I'm still impressed with all that you are doing!  Even if some of the bills were entered in the wrong month!

posted by amlynam on Aug 5, 2008 at 02:18 PM

If you are somewhat computer literate, Microsoft Money is my favorite program for keeping our family  and my daycare business budgeted.  It is very easy to see where our money goes and I can print out the tax writeoffs at the end of the year.  I use spreadsheets for lots of other things.  If you are using excel,  you can link each month to a totals page and it will calculate your year to date expenses for each category.  My husband hates looking at the budget,  but he can see what is over budget the minute I open the program - no more questions about where that overtime goes.

Good luck , the hardest thing about budgeting is sticking to it.

posted by We4do4H on Aug 5, 2008 at 02:21 PM

I have microsoft money but haven't used it for this, it might be easier. It was confusing when I printed out the grocery list since it was 3 legal sheets of paper.  I'll have to try that for this month. Any my real estate expenses too, my tax guy would probably appreciate that come tax season.

Thanks for the advice!!

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